The Assurance of Breakdown Truck Insurance

There isn’t much that is more frustrating than breaking down on the side of the road. Down time alone is bad enough. But the costs of repairs – especially with freight rates and fuel prices the way they are right now – just adds insult to injury.

Fortunately, there is insurance to help offset the unexpected costs. The Owner-Operator Independent Drivers Association has a coverage called Roadside Breakdown that will help you when you have a mechanical breakdown on your truck, when an accident is not involved.

A breakdown on the road can cause more issues than just a repair bill. You could find yourself with late deliveries or pickups as well. Having insurance to a least help cover the cost of the breakdown might ease a little of the burden.

If the breakdown is minor enough that you can be fixed on site, this Roadside Breakdown coverage can reimburse you for things such as labor charged for the repairs to get back on your way. If your breakdown turns out to be more serious and you find yourself needing to be towed, you could get some help to replenish your funds from a tow bill.

Additional coverages like Roadside Breakdown insurance can be a real life saver when faced with high repair costs, downtime, etc. It’s important to talk through all your options when you’re shopping for truck insurance. Our insurance agents are here to make sure you understand how all your coverages work.

Give OOIDA a call to see what options you have available to you.

You can reach an OOIDA truck insurance agent Monday through Friday 7:30 a.m. to 5:30 p.m. CDT at 800-715- 9369.

Do you have an insurance topic you would like to know more about? If so, email us at insuranceinsights@ooida.com. We will be covering a new topic each month and will do our best to address everyone’s questions.

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